📋Tell us specifically why the buyer was denied and give us the full picture. That is all we need to evaluate the file. Standard scenarios get a response within 24 to 48 hours.
Who is submitting
The buyer
⚠Please notify your buyer before submitting. We will contact them directly.
The transaction
County and 2026 FHA loan limit auto-detect from zip code
What are seller concessions? Money the seller agrees to pay toward closing costs so the buyer brings less cash to the table. We recommend asking the seller for at least 6% of the purchase price. Example: on a $225,000 home, 6% = $13,500 the seller contributes, reducing what the buyer needs to bring to closing.
Earnest money counts toward cash to close
The denial — be specific, not general
Minimum 100 characters required
Minimum 100 characters required
Buyer financial profile
Combined household income before taxes
Liquid cash in checking or savings
401k, IRA, pension — may be used as reserves
Documented gift from family member — must be sourced and verified
Car, credit card, personal loan, medical debt, student loans
⚠Current delinquencies affect approval. Include full details in the scenario narrative below.
🚫CAIVRS — government default is a deal killer until cleared. This file cannot proceed until the default is resolved.
HomeApproval estimated cost breakdown
Full scenario
Minimum 200 characters — 0 entered
✓
Scenario Received
The M.A.P. team at We Get Loans Approved has received this scenario. A team member will review and contact you directly.
Standard files: 24 to 48 hours | Exception files: 4 to 5 business days
📋We have helped borrowers turned down 12 times. We have helped borrowers turned down 17 times. Tell us everything. Not the short version. The more complete your answers, the faster we can find your path forward.
About you
Your goal
Your county and FHA loan limit auto-detect from your zip code
What are seller concessions? Money the seller agrees to pay toward your closing costs so you bring less cash to the table. We recommend asking the seller for at least 6% of the purchase price. Example: on a $225,000 home, 6% = $13,500 the seller contributes, reducing what you need to bring to closing.
Estimated funds you will need to close
Your financial picture
All income before taxes — include all household earners
Cash in checking or savings right now
401k, IRA, pension etc.
Car, credit card, medical, student loans
⚠Current delinquencies affect approval. Include full details in your story below.
🚫A government default must be resolved before a mortgage can be processed. Submit anyway — our team will map the path to clearing it.
Your denial history
Minimum 100 characters
Your full story — hold nothing back
Minimum 200 characters — 0 entered
✓
Your Scenario Has Been Received
The We Get Loans Approved team will review your submission and contact you directly. Stay by your phone.
Standard files: 24 to 48 hours | Exception files: 4 to 5 business days
✓
Your Scenario Has Been Received
Your file shows a path forward. The next step is to pay for your credit report so we can begin processing your file immediately. Use the same email address you just used on this form.
After payment your file moves to active processing automatically. You will receive an email with the link to complete your full loan application. Use the same email address on the payment form that you used here.
🤖This is what your team sees on every submission. Adjust any input to see the viability score, recommended pathway, and flags update live.