📋 Tell us specifically why the buyer was denied and give us the full picture. That is all we need to evaluate the file. Standard scenarios get a response within 24 to 48 hours.
County and 2026 FHA loan limit auto-detect from zip code
What are seller concessions? Money the seller agrees to pay toward closing costs so the buyer brings less cash to the table. We recommend asking the seller for at least 6% of the purchase price. Example: on a $225,000 home, 6% = $13,500 the seller contributes, reducing what the buyer needs to bring to closing.
Earnest money counts toward cash to close
Minimum 100 characters required
Minimum 100 characters required
Combined household income before taxes
Liquid cash in checking or savings
401k, IRA, pension — may be used as reserves
Documented gift from family member — must be sourced and verified
Car, credit card, personal loan, medical debt, student loans
Minimum 200 characters — 0 entered