:root{
  --red:#cc2200;
  --red2:#e52500;
  --blue:#1D7EC8;
  --blue2:#59A8FF;
  --ink:#111923;
  --dark:#0a1628;
  --dark2:#0e1f3d;
  --soft:#F4F6F9;
  --line:#DCE1E8;
  --muted:#5D6570;
  --white:#fff;
  --max:980px;
  --wide:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial,Helvetica,sans-serif;
  color:var(--ink);
  background:#fff;
  line-height:1.72;
}
a{color:inherit}
.hero{
  background:
    radial-gradient(circle at 88% 12%,rgba(30,144,255,.12),transparent 28%),
    linear-gradient(145deg,#071220 0%,#0a1628 55%,#102443 100%);
  color:#fff;
  padding:5.2rem 1.25rem 4rem;
  text-align:center;
}
.wrap{width:min(var(--max),calc(100% - 2rem));margin:0 auto}
.wrap-wide{width:min(var(--wide),calc(100% - 2rem));margin:0 auto}
.kicker{
  color:var(--red2);
  text-transform:uppercase;
  letter-spacing:.14em;
  font-weight:900;
  font-size:.8rem;
  text-align:center;
}
h1,h2,h3{
  font-family:"Arial Narrow",Arial,Helvetica,sans-serif;
  text-transform:uppercase;
}
.hero h1{
  font-size:clamp(3.2rem,7.2vw,6.3rem);
  line-height:.94;
  letter-spacing:-.035em;
  max-width:1080px;
  margin:.65rem auto 1.3rem;
}
.red{color:var(--red2)}
.blue{color:var(--blue2)}
.hero .sub{
  max-width:880px;
  margin:0 auto;
  color:#e6ebf2;
  font-size:clamp(1.12rem,2vw,1.45rem);
  line-height:1.55;
}
.hero .micro{
  color:#c9d1dc;
  max-width:850px;
  margin:1.1rem auto 0;
  font-size:.92rem;
}
.actions{
  display:flex;
  gap:.85rem;
  justify-content:center;
  flex-wrap:wrap;
  margin:1.8rem 0 .5rem;
}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-width:240px;
  padding:1rem 1.25rem;
  text-decoration:none;
  font-weight:900;
  letter-spacing:.05em;
  text-transform:uppercase;
  border-radius:6px;
  border:2px solid transparent;
}
.btn-red{background:var(--red);color:#fff}
.btn-red:hover{background:var(--red2)}
.btn-outline{border-color:rgba(255,255,255,.4);color:#fff}
.quicknav{
  background:#fff;
  border-bottom:1px solid var(--line);
  position:sticky;
  top:0;
  z-index:900;
}
.quicknav .inner{
  width:min(var(--wide),calc(100% - 1rem));
  margin:auto;
  display:flex;
  overflow:auto;
  gap:.25rem;
  padding:.6rem .25rem;
  scrollbar-width:none;
}
.quicknav a{
  white-space:nowrap;
  text-decoration:none;
  font-size:.78rem;
  font-weight:900;
  text-transform:uppercase;
  letter-spacing:.05em;
  color:#36404d;
  padding:.55rem .75rem;
  border-radius:999px;
}
.quicknav a:hover{background:var(--soft);color:var(--blue)}
.section{padding:4.3rem 1.25rem}
.section.alt{background:var(--soft)}
.section.dark{background:#0a1628;color:#fff}
.section h2{
  text-align:center;
  font-size:clamp(2.25rem,5vw,4.3rem);
  line-height:1.03;
  letter-spacing:-.025em;
  margin:.35rem auto 1.8rem;
  max-width:1080px;
}
.section p{font-size:1.08rem;margin:0 0 1.15rem}
.dark p{color:#e5e9ef}
.point{
  text-align:center;
  font-size:clamp(1.45rem,2.8vw,2.2rem)!important;
  line-height:1.35!important;
  font-weight:900;
  max-width:940px;
  margin:2rem auto!important;
}
.point span{display:block}
.quote{
  border-left:5px solid var(--red);
  padding:.2rem 0 .2rem 1.3rem;
  margin:1.7rem 0;
  font-size:clamp(1.25rem,3vw,1.95rem);
  font-weight:900;
  line-height:1.38;
}
.storybeat{
  font-size:1.05rem;
  border:1px solid var(--line);
  border-radius:14px;
  padding:1.4rem;
  background:#fff;
  margin:1.35rem 0;
}
.dark .storybeat{background:#111827;border-color:#17243a}
.storybeat strong{font-size:1.08rem}
.anchorband{
  background:linear-gradient(135deg,#0a1628,#0e1f3d);
  color:#fff;
  border-radius:16px;
  padding:1.8rem;
  margin:2.1rem auto 0;
  max-width:1000px;
  text-align:center;
}
.anchorband p{margin:0 auto 1rem!important;color:#edf3f8!important}
.two-col{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:1rem;
  margin:1.6rem 0;
}
.panel{
  border:1px solid var(--line);
  background:#fff;
  border-radius:14px;
  padding:1.35rem;
}
.panel h3{margin:.1rem 0 .6rem;font-size:1.2rem}
.panel p{font-size:.98rem;margin:0;color:#47515e}
.dark .panel{background:#111827;border-color:#17243a}
.dark .panel p{color:#dce3eb}
.step{
  display:grid;
  grid-template-columns:72px 1fr;
  gap:1rem;
  align-items:start;
  padding:1.15rem 0;
  border-bottom:1px solid var(--line);
}
.step:last-child{border-bottom:0}
.stepnum{
  font-weight:900;
  color:var(--blue);
  font-size:1rem;
  letter-spacing:.12em;
}
.steptitle{
  font-family:"Arial Narrow",Arial,sans-serif;
  text-transform:uppercase;
  font-weight:900;
  font-size:1.3rem;
  line-height:1.15;
  margin-bottom:.35rem;
}
.step p{font-size:1rem;margin:0}
.money-list{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:1rem;
  margin:1.5rem 0;
}
.money-card{
  border-top:4px solid var(--blue);
  background:#fff;
  border-radius:12px;
  box-shadow:0 8px 25px rgba(18,30,45,.07);
  padding:1.3rem;
}
.money-card strong{
  display:block;
  text-transform:uppercase;
  font-size:.9rem;
  letter-spacing:.05em;
  margin-bottom:.4rem;
}
.calc{
  background:#fff;
  border:1px solid var(--line);
  border-radius:16px;
  box-shadow:0 14px 40px rgba(15,28,45,.08);
  overflow:hidden;
  margin:2rem 0;
}
.calc-head{
  background:#0e1f3d;
  color:#fff;
  padding:1.5rem;
  text-align:center;
}
.calc-head h3{
  margin:0 0 .35rem;
  font-size:1.6rem;
  letter-spacing:.01em;
}
.calc-head p{margin:0;color:#d5dde7;font-size:.95rem}
.calc-form{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(170px,1fr));
  gap:1rem;
  padding:1.3rem;
  background:#f8fafc;
  border-bottom:1px solid var(--line);
}
.field label{
  display:block;
  font-size:.76rem;
  font-weight:900;
  text-transform:uppercase;
  letter-spacing:.07em;
  margin-bottom:.35rem;
  color:#4a5563;
}
.field input,.field select{
  width:100%;
  padding:.8rem .75rem;
  border:1px solid #cfd6df;
  border-radius:6px;
  font-size:1rem;
  background:#fff;
}
.calc-results{padding:1.3rem}
.result-section-title{
  margin:1.1rem 0 .35rem;
  padding-top:.8rem;
  border-top:1px solid var(--line);
  text-transform:uppercase;
  letter-spacing:.08em;
  font-size:.75rem;
  font-weight:900;
  color:#6a7380;
}
.row{
  display:grid;
  grid-template-columns:1fr auto;
  gap:1rem;
  padding:.48rem 0;
  border-bottom:1px solid #edf0f4;
}
.row:last-child{border-bottom:0}
.row strong:last-child{font-variant-numeric:tabular-nums}
.row.total{
  background:#eef7ff;
  margin:.8rem -1.3rem 0;
  padding:1rem 1.3rem;
  font-size:1.15rem;
  border-top:1px solid #cfe5f8;
  border-bottom:0;
}
.row.grand{
  background:#fff3f2;
  margin:0 -1.3rem -1.3rem;
  padding:1.15rem 1.3rem;
  font-size:1.25rem;
  border-top:1px solid #f2c8c5;
  border-bottom:0;
}
.calc-note{
  font-size:.82rem!important;
  color:#687280!important;
  padding:1rem 1.3rem 1.2rem;
  margin:0!important;
  background:#fbfcfd;
  border-top:1px solid var(--line);
}
.rights-box{
  background:#fff;
  border:1px solid var(--line);
  border-radius:16px;
  padding:1.6rem;
  margin:1.7rem 0;
  color:var(--ink);
}
.dark .rights-box,
.dark .rights-box h3,
.dark .rights-box li{
  color:var(--ink)!important;
}
.rights-box h3{
  margin:.1rem 0 .8rem;
  font-size:1.45rem;
}
.rights-box ul{margin:.5rem 0 0;padding-left:1.3rem}
.rights-box li{margin:.45rem 0}
.faq{padding:4.3rem 1.25rem;background:#f2f5f8}
.faq h2{
  text-align:center;
  font-family:"Arial Narrow",Arial,sans-serif;
  text-transform:uppercase;
  font-size:clamp(2.4rem,5vw,4.3rem);
  line-height:1.04;
  margin:.35rem auto 1rem;
}
.faq-intro{
  max-width:860px;
  margin:0 auto 1.6rem;
  text-align:center;
  color:#4e5865;
  font-size:1.05rem;
}
details{
  background:#fff;
  border:1px solid var(--line);
  border-radius:11px;
  margin:.7rem 0;
  padding:0 1rem;
}
summary{
  cursor:pointer;
  list-style:none;
  font-weight:900;
  padding:1rem .1rem;
  line-height:1.35;
}
summary::-webkit-details-marker{display:none}
summary::after{
  content:"+";
  float:right;
  color:var(--blue);
  font-size:1.3rem;
}
details[open] summary::after{content:"-"}
details p{padding:0 .1rem 1.1rem;margin:0;color:#46505d}
.final{
  background:#060d18;
  color:#fff;
  text-align:center;
  padding:4.7rem 1.25rem;
}
.final h2{
  font-family:"Arial Narrow",Arial,sans-serif;
  text-transform:uppercase;
  font-size:clamp(2.7rem,6vw,5rem);
  line-height:.98;
  max-width:1050px;
  margin:0 auto 1.2rem;
}
.final p{max-width:820px;margin:0 auto 1.4rem;color:#dce4ed;font-size:1.06rem}
.footer{
  background:#0a1628;
  color:#a9b2bd;
  text-align:center;
  padding:1.5rem 1rem;
  font-size:.78rem;
  line-height:1.55;
}
@media(max-width:850px){
  .two-col,.money-list{grid-template-columns:1fr}
  .calc-form{grid-template-columns:1fr 1fr}
  .quicknav{top:34px}
}
@media(max-width:560px){
  .hero{padding:4.2rem .8rem 3.2rem}
  .section,.faq,.final{padding-left:.8rem;padding-right:.8rem}
  .hero h1{font-size:clamp(2.8rem,14vw,4.6rem)}
  .actions{display:grid}
  .btn{min-width:0;width:100%}
  .calc-form{grid-template-columns:1fr}
  .step{grid-template-columns:1fr;gap:.3rem}
  .quicknav{top:0}
}