For South Carolina Listing Agents

The Buyer's
Financing Died.
Your Seller's Deal
Does Not Have To.

The buyer got denied. The buyer's agent has gone quiet or does not know what to do next. Your seller is waiting for answers. You need a lender who can work the file the preferred lender already gave up on and you need that answer fast. That is exactly what we do. We Get Loans Approved has been finding approvals for denied borrowers in South Carolina for 24 years.

Submit My Listing How We Can Help
Licensed SC Mortgage Broker · NMLS #2178298
24 Years · Complex Approvals
USMC Combat Veteran
VA · FHA · HomeApproval · DPA · Chapter 13 · Manufactured Homes
We Get Loans Approved · A Division of Mr. Mortgage LLC
Your Situation

You Did Not Cause
This. But You Have
to Fix It.

Your seller accepted an offer. Made plans around that closing date. Now the buyer's financing is dead and you are the one who has to manage the fallout. Here is what we need you to know.

The Buyer's Agent May Not Know Where to Turn
A buyer's agent whose deal just died is stressed and often does not have an established referral partner for complex files. They handed the buyer a denial letter and do not know the next step. You do. Send them to us.
Send the buyer's agent our information right now.
The Preferred Lender Is Not Going to Refer the File
The lender who issued the denial is not going to send the buyer to someone who might close it. That referral has to come from you or the buyer's agent. The sooner it happens the better the chance of saving the contract.
Time matters. The faster the file is submitted, the better.
Your Seller Needs Answers You Cannot Give Without Help
Your seller wants to know whether this deal is salvageable. You cannot answer that question without knowing whether the buyer has another path to financing. Submit the scenario. We give you an answer within 24 to 48 hours.
Get the answer before the contract falls apart.
The Buyer Can Be Reached Directly If the Agent Is Not Moving
If the buyer's agent is unresponsive or checked out, the buyer can submit their scenario directly to us. You can send the buyer our contact information or the link to our borrower page. We will reach them directly.
The buyer does not need the agent's permission to call us.

How HomeApproval works: The seller, builder, or manufactured-home dealer is paid when the initial transaction closes and has no involvement in the lease portion. The buyer then occupies the property through the HomeApproval structure while working toward permanent financing. Once the buyer qualifies, the buyer transitions into permanent financing. The original seller has already been paid and is not involved in that later conversion.

What to Do Right Now

Three Ways to
Use Us to Save the Deal.

Option One
Send the Buyer's Agent to Us
Share our contact information or this page with the buyer's agent. Tell them to submit the scenario to our team. We evaluate the file and respond within 24 to 48 hours with a straight answer on whether there is a path forward.
Option Two
Submit the Scenario Yourself
If you have enough information about the buyer's situation — why they were denied, their credit range, their employment type, the purchase price — submit the scenario directly. We will follow up with the buyer's agent or the buyer to fill in what we need.
Option Three
Send the Buyer Directly to Us
The buyer does not need the buyer's agent to call us. Send them our phone number or the link to our borrower page. They can submit their scenario directly. We contact them, evaluate the file, and tell them whether there is a path. Their agent finds out when there is good news to report.
Then
We Respond. You Have an Answer for Your Seller.
Standard files get a response within 24 to 48 hours. Exception files within 4 to 5 business days. There is a path or there is not. If there is one your seller has a realistic chance of keeping this contract alive.
Response Times
Standard scenario review24 to 48 Hours
Exception file processing4 to 5 Business Days
Closing in under 30 daysFlag as urgent
Listing agent participationSubmit the scenario for review

You do not need all the details to start the conversation. Tell us what you know. We identify what else we need and follow up directly. The only submission that does not help is no submission.

Submit My Listing
What We Work With

Eight Paths to
Getting the Buyer Approved.

Most lenders have one product. When a buyer does not fit it they send them home. We built eight different pathways so we can find the one that fits the buyer's actual situation.

HomeApproval — Lease to Purchase
HomeApproval is an FHA-backed pathway for an eligible buyer who cannot qualify through the traditional mortgage process today. Final homeownership is not automatic; the buyer must satisfy program requirements and qualify for the assumption.
Down Payment Assistance
Buyer qualifies on income but lacks the down payment. Multiple DPA programs available for SC buyers with scores of 580 or above.
VA Financing
Veteran or active duty. No down payment required for eligible VA borrowers. We work complex and previously denied VA files.
Manual Underwriting
A human reviews the file instead of an automated system. This is where we find approvals that automated lenders walk away from.
Land as Down Payment
Buyer owns land. We structure that equity as the down payment and remove the cash-to-close barrier.
Manufactured Home Financing
Single wides and complex manufactured home scenarios most lenders decline without review.
Chapter 13 Active Buyout
Buyer is currently in an active Chapter 13 plan and may qualify to purchase during the plan without waiting for completion.
Homeownership Preparation
Buyer is not ready today. We build a specific path and track their progress until they qualify. This one may not save this contract but it saves the relationship.
Proof

A Broader Review
Before the Transaction Is
Written Off.

24
Years of Mortgage Experience
8+
Approval Pathways in One Program
SC
Licensed Statewide · NMLS #2178298
$0
Submit the complete scenario for review.
24 YEARS
Mortgage strategy developed through more than two decades of evaluating standard, manual, and specialized South Carolina loan scenarios.
Experience and Strategy
Individual outcomes depend on the buyer, property, documentation, and program.
STATEWIDE
Residential mortgage services are available for eligible properties throughout South Carolina.
South Carolina Licensed
NMLS #2178298
MULTIPLE PATHS
The complete scenario is evaluated before one lender decision is treated as the final answer.
Complete Scenario Review
Standard, manual, and specialized pathways are considered when applicable.
South Carolina Listing Agents

Get Your Seller
an Answer.
Submit the Scenario.

You cannot tell your seller whether this deal is salvageable without knowing whether the buyer has another path. One submission gives you that answer within 24 to 48 hours. One complete submission allows the M.A.P. team to evaluate whether another financing path may exist and determine whether there is a path forward.

Submit a Buyer Scenario Refer a Seller to M.A.P. Review Seller Program
Call the Team
803-407-4470
Submit Online
Agent Scenario Form
Website
wegetloansapproved.com
Licensed South Carolina Mortgage Broker · NMLS #2178298 · We Get Loans Approved · A Division of Mr. Mortgage LLC · Equal Housing Lender