01
Enroll the Property
Provide the ownership, property, listing, equity, lien, and decision-maker information needed to determine whether the property can enter the program.
South Carolina Residential Properties · All Counties
Momentum Assistance Program for Property Sellers
More Exposure Alone
Will Not Fix a
Financing Problem.
M.A.P. adds a financing strategy to the way an eligible property is presented to the market. The goal is not simply more clicks or showings. It is to help more interested buyers reach a complete mortgage review and identify a legitimate path to closing when one is available.
No sales call is required to begin a standard enrollment. Complete the seller intake and the system will route exceptions for manual review when needed.
The M.A.P. Difference
The Property Is the Opportunity. Financing Is What Gets a Buyer to Closing.
Traditional property marketing and mortgage financing often operate separately. M.A.P. connects them by giving an enrolled property a clear buyer-financing path for consumers who need more than a basic automated approval.
02
Activate the Property
Complete the property story, listing information, marketing authorizations, and photo profile used to support the property-specific marketing experience.
03
Route Interested Buyers
Interested buyers can be directed into the M.A.P. mortgage-review process to evaluate standard, manual, and specialized financing paths that may fit the scenario.
04
Work Toward Closing
When a qualified buyer and acceptable offer come together, the seller, agents, and mortgage team can work from a clearer understanding of financing requirements and transaction conditions.
Why This Matters
A Buyer Can Be Lost Before the Seller Ever Knows They Were Interested.
A consumer may like the home, have income and funds, and still disappear after being told no by a lender that does not pursue the file further. M.A.P. creates another financing-review door for buyers who need a deeper look.
The strategy: do not rely only on finding a different buyer. When appropriate, determine whether the interested buyer can qualify through a different legitimate financing path.
What M.A.P. Adds
A Seller-Side Financing Engine
- A property-specific activation and marketing profile.
- A financing-review path for interested buyers.
- Coordination with the listing agent on financing-related issues.
- Review of standard, manual, and specialized mortgage possibilities when applicable.
- Earlier visibility into cash-to-close, documentation, program, and approval barriers.
- Internal tracking of seller enrollment, buyer activity, offers, lender changes, and transaction actions.
Your Realtor Stays in the Transaction
M.A.P. Adds Mortgage Strategy. It Does Not Replace the Listing Agent.
The listing agent may continue handling the real-estate side of the transaction—marketing, showings, offers, negotiations, contracts, and coordination within the agent’s professional role. M.A.P. adds the financing and buyer-review infrastructure around the property.
For Sellers
Ready to Add the Financing Strategy?
Complete the seller enrollment online. Standard files can move forward without waiting for a required consultation.
For Realtors
Have a Seller or Listing That May Fit?
Register the referral, preserve attribution, and send the seller into the M.A.P. enrollment path.
Understanding the Seller Contribution
“Up to 6%” Does Not Mean Every Transaction Uses 6%.
The actual seller-paid amount depends on the buyer’s loan program, purchase price, eligible closing costs, prepaid expenses, rate strategy, transaction structure, and final contract. It cannot exceed applicable program limits or actual allowable costs.
Illustration only: On a $300,000 sale, 6% equals $18,000. The actual contribution could be lower. Commissions, taxes, title or attorney charges, payoff amounts, and repair obligations remain separate selling expenses.
Before You Accept an Offer
Review the Net, Not Just the Price
The seller should review estimated net proceeds based on verified transaction figures before accepting a contract. M.A.P. does not replace the listing agent, closing attorney, tax adviser, or legal counsel within their professional roles.
- Purchase price and financing type
- Mortgage and lien payoffs
- Commissions and closing charges
- Seller-paid concessions and repairs
- Estimated proceeds to the seller
Important Preferred-Lender Rule
The Buyer May Choose Any Lender. The Seller-Funded M.A.P. Financing Incentive Does Not Travel to an Outside Lender.
What Remains Allowed
- A buyer may choose any lender.
- The seller may review and accept an outside-lender offer, subject to the signed enrollment terms.
- The seller may negotiate ordinary property-condition issues, prorations, and other items permitted by the signed agreement.
- There is no exception that moves the seller-funded M.A.P. financing incentive to an outside-lender transaction.
What Is Restricted After Enrollment
- Paying an outside-lender buyer’s closing costs as the M.A.P. financing incentive.
- Providing a rate-buydown or prepaid-expense allowance to replace that M.A.P. incentive.
- Relabeling the financing incentive as a repair credit, reimbursement, price accommodation, or side payment.
- Changing lenders and carrying the M.A.P. seller-funded financing incentive into the outside transaction.
This is a material enrollment condition. The legally effective signed agreement controls the parties’ rights, restrictions, duration, termination terms, and remedies.
Before You Enroll
Know the Major Terms Before You Start.
| Service area | Eligible residential properties located anywhere in South Carolina. |
|---|---|
| Buyer lender choice | The buyer may select any lender. |
| Outside-lender offer | The seller may consider and accept the offer, subject to the signed enrollment terms. |
| Seller-paid financing incentive | Reserved for eligible transactions financed through the M.A.P. preferred-lender structure. It does not transfer to an outside-lender transaction, and no exception is available during enrollment. |
| Seller control | The seller decides whether to accept an offer and should review expected net proceeds before contracting. |
| Agent role | The listing agent remains involved in the real-estate transaction. |
| Enrollment effect | The signed documents—not this webpage—establish the binding rights, restrictions, duration, remedies, and termination terms. |
| Final acceptance | Enrollment and activation remain subject to verification, required signatures, program eligibility, and company acceptance as stated in the documents. |
Frequently Asked Questions
Seller Questions, Answered Before Enrollment.
Does the buyer have to use We Get Loans Approved?
No. The buyer remains free to choose any lender. The seller-funded M.A.P. closing-cost assistance and equivalent financing incentives are reserved for eligible transactions financed through the M.A.P. preferred-lender structure and may not be transferred, duplicated, reimbursed, relabeled, or provided in an outside-lender transaction.
Can I accept an outside-lender offer?
Yes. The buyer remains free to choose any lender, and the seller may accept an outside-lender offer. The seller-funded M.A.P. financing incentive does not transfer to an outside-lender transaction, and there is no exception to that restriction during enrollment.
How does M.A.P. affect my listing agent?
M.A.P. does not itself replace the listing agent or rewrite the seller’s separate brokerage agreement. The listing agreement and commission rights remain governed by that separate agreement and applicable law.
Do I have to speak with someone before signing?
Not for every standard file. A seller who understands the program and meets the automated criteria can request the electronic enrollment package directly. Non-standard enrollment files are routed to manual review.
Is a sale or loan approval guaranteed?
No. M.A.P. does not guarantee a buyer, offer, loan approval, appraisal, closing date, or sale. Mortgage approval depends on the buyer, property, loan program, documentation, underwriting, and other transaction requirements.
Ready to Start?
Add the Financing Strategy to Your Property.
Complete the seller enrollment online. If the file requires special handling, the system can route it for manual review.