You should not need a sales call to understand the basic program. These are the questions that matter most before deciding whether to move forward.
1. What exactly is the Momentum Assistance Program?
M.A.P. is a seller-and-buyer financing strategy designed to add mortgage problem-solving to the real-estate process. For eligible properties, it creates a structured path for seller enrollment, property activation, buyer financing review and transaction coordination. It does not guarantee a buyer, mortgage approval, offer, appraisal, closing date or sale.
2. Do I have to fire my current real-estate agent?
No. If you are under an active listing agreement, your listing agent can remain involved in the real-estate transaction. M.A.P. is designed to add a financing layer, not require you to replace an agent who is already representing you.
3. If my listing expired, do I have to hire another agent?
No. M.A.P. enrollment itself does not require an expired seller to hire a new listing agent. If you later choose to enter a new brokerage relationship, that is a separate decision governed by the agreement you make with that real-estate professional.
4. Does my property have to be listed in the MLS?
No. An eligible South Carolina property can be reviewed for M.A.P. enrollment without requiring a new MLS listing solely for program participation. Property status, marketing rights, existing agreements and other facts still have to be accurately disclosed during enrollment.
5. What does M.A.P. do differently from simply relisting my property?
Relisting primarily changes or renews the property-marketing effort. M.A.P. adds a mortgage-review strategy aimed at identifying whether interested buyers, including people previously turned down elsewhere, may have legitimate financing paths that were never fully explored.
6. Why would financing matter if buyers are already seeing my property?
Because many potential buyers disappear before they become offers. A person can like the property, have income and savings, and still leave the market after being denied or mishandled by a lender. The seller usually never sees those lost opportunities.
7. What if interested buyers were already turned down?
A prior denial does not automatically mean an approval is possible, and M.A.P. does not promise that it is. It means the file can be reviewed to determine why the denial occurred and whether another legitimate financing path, manual review or specialized program may apply.
8. What if I have already reduced the price?
You can still request enrollment. A prior price reduction does not answer whether financing has limited the buyer pool. M.A.P. is intended to evaluate that separate question before the seller assumes another reduction is the only remaining strategy.
9. Does enrolling mean I have to accept an offer?
No. The seller remains responsible for deciding whether to accept or reject an offer, subject to any obligations contained in the seller's existing contracts and the executed M.A.P. enrollment agreement.
10. Can a buyer use another lender?
Yes. Buyers retain lender choice. Any seller contribution, concession or financing-related benefit must comply with the executed agreement, the buyer's loan program, lender requirements and applicable law. The controlling enrollment documents, not this marketing page, govern the parties' obligations.
11. What will enrolling cost me?
Any enrollment fee, recurring charge, seller contribution or other financial obligation must be disclosed in the controlling enrollment documents before the seller becomes bound. Do not rely on a verbal promise or this webpage for a fee that is not stated in the agreement presented to you.
12. What am I committing to by enrolling?
You are agreeing to the obligations stated in the M.A.P. enrollment agreement, which may include accurate disclosure of ownership, property, lien, listing and transaction information; cooperation with verification; and other program conditions. Read the agreement before signing because the signed agreement, not this page, controls the legal terms.
13. What if my mortgage is behind, in forbearance, or there are liens?
Those facts do not necessarily prevent review, but they can materially affect feasibility and may require manual review. The system needs accurate payoff, lien and delinquency information before projected proceeds or transaction feasibility can be relied on.
14. What happens after I enroll?
The normal sequence is ownership and signer verification, financial-feasibility review, execution and company acceptance of the enrollment agreement, property activation and marketing-information collection, buyer financing review when opportunities arise, and transaction coordination. Exception files may require additional review.
15. Is M.A.P. guaranteeing that my home will sell?
No. M.A.P. does not guarantee a buyer, offer, mortgage approval, appraisal, closing date or sale. The value is that it gives the property a financing-focused strategy in addition to the real-estate strategy already used.
16. Why should I trust this after hearing promises from other people?
You should not enroll based on a promise. Read how the system works. Read what remains under your control. Read what M.A.P. does not guarantee. Review the actual agreement before signing. Then decide whether the strategy makes sense for your property. The goal is not to talk you into trusting us; it is to give you enough information to make an informed decision.
17. What do I have to give up to try a different strategy?
M.A.P. enrollment does not automatically require you to fire an existing agent, hire a new one solely because a prior listing expired, or place an off-market property into the MLS solely to request program participation. You remain responsible for your property and offer decisions. The actual obligations you do accept are the ones stated in the agreement you choose to sign.