WGLA Fix & Flip Rescue Desk

Fix and Flip Closing Falling Apart?

If your lender backed out, cut leverage, missed the timeline, stalled on appraisal, added unexpected conditions, or stopped communicating, send us the actual deal. We will review the closing deadline, property, rehab, leverage, documents and available execution paths.

When the current financing is becoming the problem.

A rescue review is different from starting over with a generic loan inquiry. The first question is what is breaking the closing—and what facts, documents and capital options are still available.

Lender failure

Backed out, cannot meet closing, cut leverage, changed pricing or stopped communicating.

Deal friction

Appraisal, valuation, rural-property, title, insurance, rehab, entity, liquidity or documentation issues.

Deadline pressure

Seller deadline, earnest money risk, extension uncertainty or a closing date that cannot simply be moved.

Send the rescue snapshot first. Then give us the underwriting facts.

1 · Capture

Rescue snapshot

Your name, closing date, state and what is failing. This immediately creates the real WGLA opportunity.

2 · Analyze

Full deal intake

Property, economics, investor, rehab, exit, lender failure and document readiness—saved progressively.

3 · Execute

Human capital review

WGLA reviews verified program authority and the actual file. The analyzer supports triage; it does not approve or bind terms.

Speed matters. Accuracy still controls.

Qualifying Fix & Flip transactions may be able to close in as little as 72 hours after all required conditions and documentation are received, and some transactions may qualify without a full appraisal.

No 72-hour closing, appraisal waiver, leverage, pricing or approval is guaranteed. Actual execution depends on the transaction and verified capital-source requirements.

What a real rescue review looks at.

Instead of asking only for a credit score and loan amount, the rescue desk looks at the closing deadline, purchase basis, rehab, ARV, requested leverage, investor experience, stated liquidity, title/insurance/valuation status, seller flexibility and what the current lender has already done.

Designed for business-purpose investment transactions.

Purchase + rehab

Acquisition and renovation financing for eligible Fix & Flip transactions.

Lender takeover / closing rescue

A current financing path is failing and the deal needs an alternative review.

Refinance / exit

Owned-property rescue, payoff, completion, or a transition toward resale or refinance where eligible.

Step 1: Deal Details

Send us the deal numbers.

Tell us about the property, the financing needed, and your deadline. We will save the details to your WGLA transaction file so you do not have to enter the same numbers again. Do not enter SSNs, bank account numbers, passwords, driver's-license numbers or authentication credentials.

Property and financing

Required when replacing a lender or rescuing an active closing.
Approximate amount is fine. No bank account details.

How can we reach you?

Realtor or referral information, if available

Submitting a scenario is not an approval, offer of credit, or guaranteed closing date. The team will review the transaction and available options.

Human underwriting remains in control.

The WGLA analyzer calculates deal metrics, identifies missing evidence, classifies timing and supports capital routing. It does not automatically approve or deny a transaction. Any actual execution path remains subject to verified capital-source requirements and authorized human review.

Fix & Flip Rescue FAQ

What if my lender backed out or financing fell through?

Submit the rescue snapshot immediately. The review focuses on what failed, the closing deadline, property and rehab facts, current documents and whether a verified alternative capital path exists.

Can a Fix & Flip transaction close in 72 hours?

Some qualifying transactions may be able to close in as little as 72 hours after all required conditions and documentation are received. Timing is not guaranteed.

What if the appraisal is delayed or the value is a problem?

Report the exact appraisal or valuation status. Some verified capital programs may use different valuation requirements, but no appraisal waiver is assumed or guaranteed.

Can lower credit still be reviewed?

Yes. Credit is one part of the file. A review also considers the transaction, leverage, experience, liquidity, property, rehab and the verified requirements of available capital sources. Review does not mean approval.

Do you finance purchase plus rehab?

The intake supports acquisition and rehab requests. Actual leverage and draw structure depend on the verified capital source and transaction.

What are ARV and LTC?

ARV is the expected after-repair value. LTC compares requested financing with total project cost. The system calculates these from the numbers you provide.

Can distressed, vacant or rural properties be reviewed?

Yes, but property type, condition, rural characteristics and capital-source restrictions must be evaluated. State/property eligibility is not assumed.

What documents should I have ready?

Common items include the executed contract, proof of funds, scope of work, contractor estimate, entity documents, title/closing contact, insurance, photos, valuation, term sheet, payoff and current lender conditions.

Do not let a failing lender become the reason the deal dies.

Send us the actual transaction and the actual deadline. WGLA will review what is still executable without inventing an approval or a capital-source match.